What is the fair value of MA?

Based on inv-AI’s institutional-grade analysis, the 12-month fair value estimate for Mastercard Incorporated (MA) is $477 (range: $420–$534). Confidence level: HIGH.

Is MA overvalued or undervalued?

Mastercard Incorporated (MA) is rated Fairly Priced (High) by inv-AI. The current price is $499 versus a mid fair value of $477, implying -4.4% upside.

What is the MA price target for 2026?

inv-AI’s 2026 fair value range for Mastercard Incorporated (MA) is $420 (bear) to $534 (bull), with a base case of $477.

Mastercard Incorporated (MA) Valuation

Rating: Fairly Priced (High)

12-Month Fair Value: $420 – $477 – $534

Confidence: HIGH

Post Q4 2025 earnings update. Blowout quarter: $8.8B net revenue (+18% YoY, beat by 13.5%), $4.76 adj EPS (+25%, beat consensus by 13.3%). VAS surged +26%, contributing ~50% of incremental revenue growth. Cross-border +14%, GDV $2.8T (+7%). FY2025 full year: $32.8B revenue (+16%), $16.52 GAAP EPS. Fair value rises 8% from $512 to $553. DCF $483 (WACC 8.9%, TG 3%), P/E $603 (30x × $20.11) — 25% structural divergence. At $549 (27.3x FY26E), MA trades at fair value. NT R/R 1.56:1, LT R/R 2.70:1. Lower DOJ exposure than Visa (16% vs 73% US debit). Accumulate below $500.

View full report | All intelligence | Home